Where Can I Get My Credit Report For Free Annually?

With all the commercials out there advertising free credit reports, credit monitoring, etc, you might find it difficult to sort out which products are for real and which are scams. Should you listen to the singing pirate? The bald guy in the business suit? The blue collar factory worker? After all, all you want is a free way to check your credit report prior to making a major purchase such as a new car or home.

There Is Only One Official Site To Get Your Credit Report For Free

Several years ago, the U.S. government mandated that American consumers are entitled to a free copy of their credit report once per year from each of the major credit reporting bureaus. The theory goes that since a consumer’s credit score has a huge impact on their finances and ultimately quality of life, they deserve an easy, reliable way to verify the accuracy of the contents of their credit report. Your credit history, ultimately, forms an integral part of your identity and should be under your direct control.

Annual credit report dot com is the official website set up by the three major credit bureaus to give you access to the contents of your credit report. By law, you are entitled to three separate reports per year: one each from the three major bureaus. By obtaining a new report every 4 months of so, you can get a fairly accurate picture of how your credit history changes over time and react quickly to any inaccurate information you may find. In the end, you and you alone are responsible for making sure your credit history is complete and accurate.

Visit amateurassetallocator.com for more information on obtaining an annual credit report from annual credit report dot come, the only place to obtain a completely free annual credit report